About Us

At Sunshine Underwriters, we believe protecting what matters most should feel simple, personal, and stress-free. As a proudly Florida-owned small business, we bring together exceptional customer service, deep local knowledge, and a touch of coastal charm to help families and homeowners find the right coverage at the right price. 

We aren't a big-box agency- we are your neighbors. And just like a sunny Florida day, we are here to bring clarity and warmth to every step of your insurance journey.

Sunshine Underwriters was founded by Sam, an experienced Florida insurance agent with nearly 10 years of hands-on expertise in property and casualty coverage. After almost a decade working directly with Florida homeowners, Sam saw just how overwhelming — and expensive — insurance could be. Rising premiums, complicated policies, limited guidance… Florida families needed more support.

Sunshine Underwriters was created with a simple goal: to make insurance clear, honest, and human again.

With almost a decade of firsthand insight into Florida’s unique risks — hurricanes, flood zones, coastal exposures, and ever-changing markets — Sam built an agency focused on education, savings, and genuine care.

To deliver bright, friendly, Florida-smart insurance solutions with the level of service and attention every customer deserves.

We aim to:

• Provide clear, easy-to-understand guidance
• Offer top-tier customer service with real human support
• Search the market for the best pricing and coverage
• Build long-term, trust-filled relationships
• Support our Florida communities and families